So you've bought your metal detector and want to get out into the field that you've secured permission to detect on.Wait a moment. What happens if you accidentally put your spade through a water pipe or telephone cable? Could be expensive!
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| Hrm this might cost me a bit |
For the price of a few pints of beer you can get insurance to help pay for any unfortunate expenses you might occur in the course of your metal detecting.
The National Council Of Metal Detecting (NCMD) will insure you for just 8 quid a year. Not only do you get insured but you become a member of the Official Representative body for Metal Detectorists and a newsletter.
If you are thinking about joining a metal detecting club then they will probably want you to be insured to
I think you will find that the membership fee of £6.00 you mention has a Region levy attached to it making it up to £8.00. The £2.00 goes towards running the NCMD Region whilst the £8.00 quoted for Individual membership or those in a club not attached to a Region, contains an equivalent levy as these members cost more to administer. Basically all NCMD members pay £8.00 which includes insurance.
ReplyDeleteDetails of the insurance cover can be accessed on the NCMD website. Some other organisations offer insurance so you need to ensure that it is fit for purpose by scrutinising the details of that insurance cover to ensure that there are no exclusions or excesses.
Thanks Steve.
ReplyDelete